Finance Calculators

Estimate mortgage payment, PITI, closing costs, and amortization.

Calculate equal monthly instalment or solve EMI variables.

Calculate loan payment, interest, fees, extra payments, and schedule.

Estimate personal-loan payment, fees, net disbursal, and flat-rate comparison.

Estimate auto-loan payment from vehicle price, trade-in, taxes, fees, and rebates.

Estimate home-loan EMI, pre-EMI interest, staged disbursement, and repayment.

Estimate education-loan funding, moratorium interest, capitalization, and EMI.

Compare simple, flat-rate, and reducing-balance loan interest.

Estimate payoff time, remaining interest, extra-payment savings, and months saved.

Compare loan offers by payment, interest, fees, modeled cost, and break-even.

Generate amortization schedule, annual summary, balance analysis, and CSV.

Calculate simple interest, final amount, principal, rate, time, or date-based interest.

Calculate front-end and back-end DTI from gross income, housing, debt, and proposed payment.

Create a smallest-balance debt payoff schedule with rollover, interest, fees, and comparison.

Create a highest-APR debt payoff schedule with rollover, interest, fees, and comparison.

Plan monthly income, expenses, savings, debt goals, surplus, and budget-framework comparisons.

Convert gross salary between annual, monthly, biweekly, weekly, daily, and hourly equivalents.

Convert hourly wage to weekly, monthly, biweekly, and annual gross pay with overtime.

Calculate new gross pay, raise amount, nominal raise, and inflation-adjusted raise.

Convert supported currencies with ECB reference rates or a manual exchange rate and fees.

Analyze direct, inverse, implied, cross, bid/ask, spread, and fee-adjusted exchange rates.

Calculate stock profit or loss from shares, buy price, sale price, fees, dividends, and return.

Calculate weighted average stock purchase cost, total shares, fees, and unrealized return.

Calculate dividend yield, yield on cost, annual income, required shares, and required investment.

Calculate generic capital gain or loss from adjusted basis, sale proceeds, selling expenses, holding period, and a user-rate tax estimate.

Calculate compound growth with contributions, fees, loads, and inflation.

Calculate daily compounding over exact day intervals.

Project investment value with contributions, fees, step-up, withdrawals, and inflation.

Project monthly SIP and step-up SIP scenarios.

Project one-time investment value with fees, loads, and inflation.

Calculate mutual fund return from NAV, units, distributions, and loads.

Calculate compound annual growth rate from beginning and ending values.

Calculate ROI, profit, proceeds, and optional annualized ROI.

Convert nominal annual rate to APY or APY to nominal rate.

Estimate loan APR from note rate, fees, and payment timing.

Calculate future value of a present sum, annuity, or combined scenario.

Calculate present value of a future sum, annuity, or combined scenario.

Discount periodic project cash flows to net present value.

Solve IRR for periodic cash flows and disclose multiple-root cases.

Estimate future cost, purchasing power, implied inflation, and real return.

Estimate retirement corpus, gap, drawdown, and required contribution.

Solve required monthly savings for a retirement target.

Estimate pension income from defined-benefit or corpus payout assumptions.

Calculate fixed-period annuity payment, present value, and future value.

Estimate fixed deposit maturity value and interest.

Estimate recurring deposit maturity and required installment.

Solve required monthly savings for a financial goal.

Estimate emergency fund target from essential expenses.

Estimate credit-card payoff time, interest, fees, and target payment.

Estimate rental property ROI from acquisition cash, rent, vacancy, expenses, financing, appreciation, sale proceeds, and IRR.